You can get a loan against mutual funds online on smallcase in 4 easy steps - a completely digital and paperless process.

1. Import your mutual funds investments & select the mutual funds you want to use as collateral

2. Add a bank account for receiving funds and setup a mandate for monthly interest auto-debit

3. Pledge your mutual fund investments with the lender

4. Sign the loan agreement online

Money will be disbursed to your bank account in 2 working hours from the time you've submitted the application.

If the payment is not reflected on the statement within 6 working hours, please contact support and share a screenshot of the transaction.

The loan amount depends on the value of the mutual funds you will keep as collateral. You can avail a loan against mutual funds from ₹25,000 to ₹5,00,00,000.

The tenure of the loan is upto 36 months. During this tenure, you can do part-prepayment or foreclosure of the loan without any charges.

The interest rate of 10.75% p.a. is applicable only on the outstanding principal. No interest rate is charged for the repaid principal amount.