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Loan against mutual funds
What is the process for availing a loan against mutual funds?
What is the process for availing a loan against mutual funds?

Know about how to avail the loan against your mutual funds, loan amount interest rate and much more

Paramita avatar
Written by Paramita
Updated over a week ago

You can get a loan against mutual funds online on smallcase in 4 easy steps - a completely digital and paperless process.

1. Import your mutual funds investments & select the mutual funds you want to use as collateral

2. Add a bank account for receiving funds and setup a mandate for monthly interest auto-debit

3. Pledge your mutual fund investments with the lender

4. Sign the loan agreement online

Money will be disbursed to your bank account in 2 hours from the time you've submitted the application.

If the payment is not reflected on the statement within 6 working hours, please contact support and share a screenshot of the transaction.

How much loan can I get?

The loan amount depends on the value of the mutual funds you will keep as collateral. You can avail a loan against mutual funds from ₹25,000 to ₹5,00,00,000.

What is the tenure of the loan against mutual funds?

The tenure of the loan is upto 36 months. During this tenure, you can do part-prepayment or foreclosure of the loan without any charges.

What will be the interest rate?

The interest rate of 10.75% p.a. is applicable only on the outstanding principal. No interest rate is charged for the repaid principal amount.

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